The majority of people in the world do not manage their money wisely. I know, because many years in my life I didn’t do this myself. I was living pay cheque to pay cheque, barely making ends needs.

What are the elements of wise money management? I suggest you should do the following things:

1. Save your money. Have a savings plan in place where you take a portion of what you earn and have it automatically transferred to a savings account that you cannot use. This is your “financial freedom fund”.

2. Have a plan to increase your income. I found that there are four levels to earn an income. These are:

level 1: exchanging your time for money

level 2: being self-employed

level 3: being a business owner

level 4: being an investor

3. Have a budget and track your expenses. You can do this the old fashioned way (pen and paper) or use electronic tools like Excel or Quicken.

4. Change your mindset around money. So many people have limited beliefs and ideas around money that aren’t true and stop them from becoming wealthy.


To help people like yourself to manage their money more wisely, I have designed this special course on Udemy that includes the above steps in details and much more! Click the link below to watch the preview video and to purchase the course to change your financial destiny!